IRR-Solutions®is FinSer's Interest Rate Risk Management System that operates in conjunction with Jack Henry's (JHA) Host system. This software package:

• Shows income simulation on +/-300 basis point shock.
• Provides static gap analysis on current balance sheets, yields, ratios, and other key information on your bank's current position.
• Provides information from the general ledger, loans, DDA, and CD applications on current balances and maturities.
• Produces a wide variety of reports by branch and consolidated.

IRR-Solutions® is menu driven using conventions similar to your other Jack Henry (JHA) software. For CDs, Loans, and DDA applications, analysis reports show key data such as the number of accounts; the number of new, renewed, or closed accounts; dollar amounts involved in each category; average interest rate, maturity dates, and re-priceable amounts.

Standard reports include analysis, stratification, maturity gap, and rate gap.

Installation and training is performed on-site. We also provide telephone support for both software and asset/liability questions.

NOTE: Because of the extensive interfaces, this program is currently only offered to Jack Henry clients.